There is a pretty good jump going to the larger engine, everyone I know who has done the swap has been very happy with it.
One thing you want to look at when looking at gears is what it will do to your overall ratios. The jump from 3rd to 4th gear is one of the smallest jumps in your transmission.
1st gear - 3.652
2nd gear - 1.947
3rd gear - 1.423
4th gear - 1.000
5th gear - 0.864 or 0.795 (Post 88)
So you can only jump about 20% and hope that hits the sweet spot you are looking for. The alternative of just getting 20-50% more power with an engine swap makes things a bit easier.
If you want to play around with your ratios without breaking out a calculator I recommend checking out a transmission calculator. The one over at
http://www.solemnwarning.net/transmission/ has most of the after market Suzuki SJ-413 transfer cases pre-programmed in. So you just have to put in your rear end ratio. It will show you the speed and rpm range for all 5 gears.
