The 2.5 is an interference engine and has I believe three timing chains - before doing anything else, listen to it from a cold start - if you don't hear the chains rattling, then don't worry about them.
If you do hear them rattling, start with an oil & filter change, 10w30 or 10w40 depending on where you are, and see what that does for the rattle - a few seconds is fine, anything longer than that - say more than a minute is cause for concern.
The valves don't require periodic adjustment - it has hydraulic lifters.