Yup, you have to torque them down more than hand-tight.
The entire process is described in the Tracker FSM at Ack's FAQ in Section 3C. Do a search for tracker fsm.
Yes, you need a big socket and a torque wrench that goes up tp 155 ft/lbs
If you cannot afford the tools, I would take your truck down to a repair shop and have them tighten them up properly.