Yea, we got inspection and emissions testing here in Texas... It sucks. They just started it in May 2003. My stickers expire March 2004... Im sure I can get my samurai to pass. I just need to put an exhaust system on it (with cats this time), and put my EGR back on, then lean out the carb quite a bit and im sure it will pass with a little help from a friend that does emissions....
My brother on the other hand, has an 89 Volvo with nearly 200k miles, runs like crap, still has the original spark plug wires, had a vacuum leak, and passed emissions testing with no problem.
I understand what your saying about insurance companies and all. I was just curious how the suspension system handles during on road driving. Like, will it be easier to roll or whatnot....